I can close your real estate transaction. Whether you are buying or selling a home/condo/commercial property, or need to refinance your mortgage or complete a title transfer, Brixton Law PC can handle all your real estate needs. I will help you understand your rights and obligations related to one of your most important assets.

I understand how stressful the real estate process can be where you are the first-time homebuyer or experienced in the real estate game. I am here to help guide you through this process with the least amount of stress as possible so that you can focus on other important aspects of your sale, purchase or refinance.

For the signing of your documents I make it convenient for you with respect to time and location.

Contact Brixton Law PC to book an appointment to:

• Commission your signature on various documents including Ontario Court documents
• Notarize your documents after verifying your identity and signature
• Certify copies of documents as true or genuine copies of the originals
• Notarize travel consents
• Powers of Lawyer

CLOSING COSTS TO CONSIDER

To assist you in preparing for Closing Costs I have created this document so that there will not be any surprises come closing time. Please feel free to contact us with any questions you have regarding any of the below items. Costs will vary.

Land Transfer (First Time Buyers are exempt in most cases)

HST (If Applicable)

Legal Costs (Legal Fees, Disbursements, Title Insurance Registration Costs, Search Costs, Conveyancer, etc.)

Mortgage Broker Fee (If Applicable)

Lender Fee (If Applicable)

Interest Adjustment (This is the interest you will pay for receiving your mortgage before the official start of your mortgage. i.e. If your completion was on the 23rd of a 30 day month, your interest adjustment would be 7 days interest.)

Property (Most municipal are paid July 1st for the calendar year If you purchase a property before July 1st the seller will be paying you for the days they owned the home after January 1st and you will pay the city If you purchase a property after July 1st the seller will already have paid the city and you will pay the seller for the days you own the property up to December and you will pay the seller for the days you own the property up to December 31st.)

Property Appraisal (If Applicable, to determine the value)

Property Inspection (If Applicable to determine the condition)

Wellwater/Septic Certificate (If Applicable)

Property Survey (If Applicable)

Fire Insurance (Not required for most condos)

Payout Penalties (For a refinance)

Moving Expenses (If Applicable)

Utility Connections (If Applicable)